Alvin B. Carpenter came to Beloit.

The evidence

• “Alvin B. Carpenter, who came to Beloit in 1845. Soon after that date he began loaning money, the usual rate of interest then being three per cent a month.”

  1908-brown-rock-county/23-beloit-banking.md, Vol. 1, PDF p. 526 / book p. 487

  Brown, William Fiske, editor. Rock County, Wisconsin: A New History of Its Cities, Villages, Towns, Citizens and Varied Interests, from the Earliest Times, Up to Date. Chicago: C. F. Cooper & Co., 1908. 2 vols. archive.org/details/rockcountywiscon01brow, archive.org/details/rockcountywiscon02brow.

  Grade A: Found on a page of one of our sources