M. was educated at Janesville High School ; commenced his business career with William J. Doolittle in 1864 ; remained three years ; in 1867, went to Cresco, Iowa, and started the hardware trade for himself ; was successful ; sold out and returned to Janesville, in 1 874, and opened his present business on the 15th of August, 1874. In September, 1866, married Miss Annie Spaulding, daughter of Mr. Joseph and Lydia Spaulding, who came to Janesville about 1835; they have had four children— Delia S., born Sept. 4, 1867 ; Fred M., July 14, 1870 ;